diff --git a/src/main/java/net/siegeln/cameleer/saas/account/AccountController.java b/src/main/java/net/siegeln/cameleer/saas/account/AccountController.java
index 957a377..21718ec 100644
--- a/src/main/java/net/siegeln/cameleer/saas/account/AccountController.java
+++ b/src/main/java/net/siegeln/cameleer/saas/account/AccountController.java
@@ -62,7 +62,7 @@ public class AccountController {
     @PostMapping("/mfa/totp/verify")
     public Map<String, Boolean> verifyTotp(@AuthenticationPrincipal Jwt jwt,
                                             @RequestBody TotpVerifyRequest request) {
-        boolean ok = accountService.verifyTotpCode(request.secret(), request.code());
+        boolean ok = accountService.verifyAndEnableTotp(jwt.getSubject(), request.secret(), request.code());
         return Map.of("verified", ok);
     }
 
diff --git a/src/main/java/net/siegeln/cameleer/saas/account/AccountService.java b/src/main/java/net/siegeln/cameleer/saas/account/AccountService.java
index b6d6ab7..62483a2 100644
--- a/src/main/java/net/siegeln/cameleer/saas/account/AccountService.java
+++ b/src/main/java/net/siegeln/cameleer/saas/account/AccountService.java
@@ -108,11 +108,22 @@ public class AccountService {
         new SecureRandom().nextBytes(secretBytes);
         String secret = base32Encode(secretBytes);
 
-        var result = logtoClient.createTotpVerification(userId, secret);
-        String qrCode = result.containsKey("secretQrCode")
-                ? String.valueOf(result.get("secretQrCode"))
-                : String.valueOf(result.getOrDefault("qrCode", ""));
-        return new MfaSetupData(secret, qrCode);
+        // Build otpauth URI locally — do NOT register with Logto yet.
+        // The secret is only registered after the user verifies the 6-digit code.
+        var user = logtoClient.getUser(userId);
+        String email = user != null ? String.valueOf(user.getOrDefault("primaryEmail", "")) : "";
+        String label = email.isBlank() ? userId : email;
+        String otpauthUri = String.format(
+                "otpauth://totp/Cameleer:%s?secret=%s&issuer=Cameleer&algorithm=SHA1&digits=6&period=30",
+                label, secret);
+
+        return new MfaSetupData(secret, otpauthUri);
+    }
+
+    public boolean verifyAndEnableTotp(String userId, String secret, String code) {
+        if (!verifyTotpCode(secret, code)) return false;
+        logtoClient.createTotpVerification(userId, secret);
+        return true;
     }
 
     public boolean verifyTotpCode(String secret, String code) {
diff --git a/ui/sign-in/src/experience-api.ts b/ui/sign-in/src/experience-api.ts
index 137514f..e9c1651 100644
--- a/ui/sign-in/src/experience-api.ts
+++ b/ui/sign-in/src/experience-api.ts
@@ -269,8 +269,9 @@ export async function verifyBackupCode(code: string): Promise<string> {
   return data.verificationId;
 }
 
-export async function submitMfa(verificationId: string): Promise<string> {
-  await identifyUser(verificationId);
+export async function submitMfa(_verificationId: string): Promise<string> {
+  // User is already identified from the initial sign-in step.
+  // MFA verification is stored in the experience session — just submit.
   return submitInteraction();
 }
 
diff --git a/ui/src/components/account/MfaSection.tsx b/ui/src/components/account/MfaSection.tsx
index e9dde51..47052a4 100644
--- a/ui/src/components/account/MfaSection.tsx
+++ b/ui/src/components/account/MfaSection.tsx
@@ -8,6 +8,7 @@ import {
   Card,
   FormField,
   Input,
+  Modal,
   Spinner,
   useToast,
 } from '@cameleer/design-system';
@@ -34,6 +35,8 @@ export function MfaSection() {
   const [codesSaved, setCodesSaved] = useState(false);
   const [confirmRemove, setConfirmRemove] = useState(false);
 
+  const modalOpen = !!setupData || !!codes;
+
   async function handleStartSetup() {
     try {
       const data = await setup.mutateAsync();
@@ -87,6 +90,19 @@ export function MfaSection() {
     }
   }
 
+  function handleModalClose() {
+    // During backup codes step, only allow close after confirming saved
+    if (codes) return;
+    // During setup, safe to cancel — TOTP is not registered until verified
+    setSetupData(null);
+    setVerifyCode('');
+  }
+
+  function handleBackupCodesDone() {
+    setCodes(null);
+    setCodesSaved(false);
+  }
+
   function handleCopyAll() {
     if (!codes) return;
     navigator.clipboard.writeText(codes.join('\n'));
@@ -114,150 +130,146 @@ export function MfaSection() {
     );
   }
 
-  // Backup codes display
-  if (codes) {
-    return (
+  return (
+    <>
       <Card title="Multi-Factor Authentication">
-        <Alert variant="warning" title="Save your backup codes">
-          These codes can be used to sign in if you lose access to your authenticator app. Each code can only be used once. Store them in a safe place.
-        </Alert>
-        <div style={{
-          display: 'grid',
-          gridTemplateColumns: '1fr 1fr',
-          gap: '8px 24px',
-          marginTop: 16,
-          padding: '16px',
-          background: 'var(--bg-inset)',
-          border: '1px solid var(--border)',
-          borderRadius: 6,
-          fontFamily: 'var(--font-mono, monospace)',
-          fontSize: '0.875rem',
-        }}>
-          {codes.map((code) => (
-            <span key={code}>{code}</span>
-          ))}
-        </div>
-        <div style={{ display: 'flex', gap: 8, marginTop: 12 }}>
-          <Button variant="secondary" onClick={handleCopyAll}>Copy all</Button>
-          <Button variant="secondary" onClick={handleDownload}>Download .txt</Button>
-        </div>
-        <label style={{ display: 'flex', alignItems: 'center', gap: 8, marginTop: 16, fontSize: '0.875rem', cursor: 'pointer' }}>
-          <input type="checkbox" checked={codesSaved} onChange={(e) => setCodesSaved(e.target.checked)} />
-          I've saved my backup codes
-        </label>
-        <div style={{ marginTop: 12 }}>
-          <Button variant="primary" disabled={!codesSaved} onClick={() => setCodes(null)}>
-            Done
-          </Button>
-        </div>
-      </Card>
-    );
-  }
-
-  // Setup flow — QR code + verification
-  if (setupData) {
-    return (
-      <Card title="Multi-Factor Authentication">
-        <p className={styles.description} style={{ marginTop: 0 }}>
-          Scan this QR code with your authenticator app (Google Authenticator, Authy, 1Password, etc.), then enter the 6-digit code below.
-        </p>
-        <div style={{ display: 'flex', justifyContent: 'center', padding: '16px 0' }}>
-          {setupData.secretQrCode.startsWith('data:') ? (
-            <img src={setupData.secretQrCode} alt="TOTP QR Code" width={200} height={200} />
+        <div style={{ display: 'flex', alignItems: 'center', gap: 12, marginBottom: 12 }}>
+          <span className={styles.description} style={{ margin: 0 }}>Status:</span>
+          {mfaStatus?.enrolled ? (
+            <Badge label="Enrolled" color="success" />
           ) : (
-            <QRCodeSVG value={setupData.secretQrCode} size={200} />
+            <Badge label="Not enrolled" color="auto" />
           )}
         </div>
-        <div style={{
-          textAlign: 'center',
-          padding: '8px 12px',
-          background: 'var(--bg-inset)',
-          border: '1px solid var(--border)',
-          borderRadius: 6,
-          fontFamily: 'var(--font-mono, monospace)',
-          fontSize: '0.75rem',
-          wordBreak: 'break-all',
-          marginBottom: 16,
-        }}>
-          {setupData.secret}
-        </div>
-        <form onSubmit={handleVerify} style={{ display: 'flex', flexDirection: 'column', gap: 16 }}>
-          <FormField label="Verification code" htmlFor="mfa-code">
-            <Input
-              id="mfa-code"
-              type="text"
-              inputMode="numeric"
-              maxLength={6}
-              pattern="[0-9]{6}"
-              value={verifyCode}
-              onChange={(e) => setVerifyCode(e.target.value.replace(/\D/g, '').slice(0, 6))}
-              placeholder="Enter 6-digit code"
-              required
-              autoComplete="one-time-code"
-            />
-          </FormField>
-          <div style={{ display: 'flex', gap: 8 }}>
-            <Button type="submit" variant="primary" loading={verify.isPending || backupCodes.isPending} disabled={verifyCode.length !== 6}>
-              Verify & Enable
-            </Button>
-            <Button type="button" variant="secondary" onClick={() => { setSetupData(null); setVerifyCode(''); }}>
-              Cancel
-            </Button>
-          </div>
-        </form>
-      </Card>
-    );
-  }
-
-  // Main view — enrolled or not
-  return (
-    <Card title="Multi-Factor Authentication">
-      <div style={{ display: 'flex', alignItems: 'center', gap: 12, marginBottom: 12 }}>
-        <span className={styles.description} style={{ margin: 0 }}>Status:</span>
         {mfaStatus?.enrolled ? (
-          <Badge label="Enrolled" color="success" />
-        ) : (
-          <Badge label="Not enrolled" color="auto" />
-        )}
-      </div>
-      {mfaStatus?.enrolled ? (
-        <>
-          <p className={styles.description} style={{ marginTop: 0 }}>
-            Your account is protected with a TOTP authenticator app.
-          </p>
-          <div style={{ display: 'flex', gap: 8, flexWrap: 'wrap' }}>
-            <Button variant="secondary" onClick={handleRegenerateCodes} loading={backupCodes.isPending}>
-              Regenerate backup codes
-            </Button>
-            {confirmRemove ? (
-              <div style={{ display: 'flex', alignItems: 'center', gap: 8 }}>
-                <Alert variant="error" title="This will disable MFA on your account." />
-                <Button variant="danger" onClick={handleRemove} loading={remove.isPending}>
-                  Confirm removal
+          <>
+            <p className={styles.description} style={{ marginTop: 0 }}>
+              Your account is protected with a TOTP authenticator app.
+            </p>
+            <div style={{ display: 'flex', gap: 8, flexWrap: 'wrap' }}>
+              <Button variant="secondary" onClick={handleRegenerateCodes} loading={backupCodes.isPending}>
+                Regenerate backup codes
+              </Button>
+              {confirmRemove ? (
+                <div style={{ display: 'flex', alignItems: 'center', gap: 8 }}>
+                  <Alert variant="error" title="This will disable MFA on your account." />
+                  <Button variant="danger" onClick={handleRemove} loading={remove.isPending}>
+                    Confirm removal
+                  </Button>
+                  <Button variant="secondary" onClick={() => setConfirmRemove(false)}>
+                    Cancel
+                  </Button>
+                </div>
+              ) : (
+                <Button variant="danger" onClick={() => setConfirmRemove(true)}>
+                  Remove MFA
                 </Button>
-                <Button variant="secondary" onClick={() => setConfirmRemove(false)}>
+              )}
+            </div>
+          </>
+        ) : (
+          <>
+            <p className={styles.description} style={{ marginTop: 0 }}>
+              Add an extra layer of security to your account by enabling multi-factor authentication with an authenticator app.
+            </p>
+            <div>
+              <Button variant="primary" onClick={handleStartSetup} loading={setup.isPending}>
+                Set up authenticator app
+              </Button>
+            </div>
+          </>
+        )}
+      </Card>
+
+      <Modal
+        open={modalOpen}
+        onClose={handleModalClose}
+        title={codes ? 'Save your backup codes' : 'Set up authenticator'}
+        size="md"
+      >
+        {codes ? (
+          <>
+            <Alert variant="warning" title="Save your backup codes">
+              These codes can be used to sign in if you lose access to your authenticator app. Each code can only be used once. Store them in a safe place.
+            </Alert>
+            <div style={{
+              display: 'grid',
+              gridTemplateColumns: '1fr 1fr',
+              gap: '8px 24px',
+              marginTop: 16,
+              padding: '16px',
+              background: 'var(--bg-inset)',
+              border: '1px solid var(--border)',
+              borderRadius: 6,
+              fontFamily: 'var(--font-mono, monospace)',
+              fontSize: '0.875rem',
+            }}>
+              {codes.map((code) => (
+                <span key={code}>{code}</span>
+              ))}
+            </div>
+            <div style={{ display: 'flex', gap: 8, marginTop: 12 }}>
+              <Button variant="secondary" onClick={handleCopyAll}>Copy all</Button>
+              <Button variant="secondary" onClick={handleDownload}>Download .txt</Button>
+            </div>
+            <label style={{ display: 'flex', alignItems: 'center', gap: 8, marginTop: 16, fontSize: '0.875rem', cursor: 'pointer' }}>
+              <input type="checkbox" checked={codesSaved} onChange={(e) => setCodesSaved(e.target.checked)} />
+              I've saved my backup codes
+            </label>
+            <div style={{ marginTop: 12 }}>
+              <Button variant="primary" disabled={!codesSaved} onClick={handleBackupCodesDone}>
+                Done
+              </Button>
+            </div>
+          </>
+        ) : setupData ? (
+          <>
+            <p className={styles.description} style={{ marginTop: 0 }}>
+              Scan this QR code with your authenticator app (Google Authenticator, Authy, 1Password, etc.), then enter the 6-digit code below.
+            </p>
+            <div style={{ display: 'flex', justifyContent: 'center', padding: '16px 0' }}>
+              <QRCodeSVG value={setupData.secretQrCode} size={200} />
+            </div>
+            <div style={{
+              textAlign: 'center',
+              padding: '8px 12px',
+              background: 'var(--bg-inset)',
+              border: '1px solid var(--border)',
+              borderRadius: 6,
+              fontFamily: 'var(--font-mono, monospace)',
+              fontSize: '0.75rem',
+              wordBreak: 'break-all',
+              marginBottom: 16,
+            }}>
+              {setupData.secret}
+            </div>
+            <form onSubmit={handleVerify} style={{ display: 'flex', flexDirection: 'column', gap: 16 }}>
+              <FormField label="Verification code" htmlFor="mfa-code">
+                <Input
+                  id="mfa-code"
+                  type="text"
+                  inputMode="numeric"
+                  maxLength={6}
+                  pattern="[0-9]{6}"
+                  value={verifyCode}
+                  onChange={(e) => setVerifyCode(e.target.value.replace(/\D/g, '').slice(0, 6))}
+                  placeholder="Enter 6-digit code"
+                  required
+                  autoComplete="one-time-code"
+                />
+              </FormField>
+              <div style={{ display: 'flex', gap: 8 }}>
+                <Button type="submit" variant="primary" loading={verify.isPending || backupCodes.isPending} disabled={verifyCode.length !== 6}>
+                  Verify & Enable
+                </Button>
+                <Button type="button" variant="secondary" onClick={handleModalClose}>
                   Cancel
                 </Button>
               </div>
-            ) : (
-              <Button variant="danger" onClick={() => setConfirmRemove(true)}>
-                Remove MFA
-              </Button>
-            )}
-          </div>
-        </>
-      ) : (
-        <>
-          <p className={styles.description} style={{ marginTop: 0 }}>
-            Add an extra layer of security to your account by enabling multi-factor authentication with an authenticator app.
-          </p>
-          <div>
-            <Button variant="primary" onClick={handleStartSetup} loading={setup.isPending}>
-              Set up authenticator app
-            </Button>
-          </div>
-        </>
-      )}
-    </Card>
+            </form>
+          </>
+        ) : null}
+      </Modal>
+    </>
   );
 }